Salon owners typically need commercial liability insurance to ensure safety of customers and for the building and business.

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Laguna Niguel Beauty/Barber Shop Insurance

 
Goom your salon business with this program for beauty/barber shops with owner as operator, operators as employees or operators as independent contractors. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Hired and Non-owned Auto

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Errors and Omissions Coverage Part - Policy Limits
  • Sexual and Physical Abuse Coverage - $50,000 per Claim/$100,000 Aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

 

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises