Day Nursery or Preschool Program - Debowski Insurance Agency, Inc. - Laguna Niguel, California

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Whether you operate a home-based childcare business of a commercial childcare facility,
Debowski Insurance Agency, Inc. - Laguna Niguel, California has the coverage you need to protect your business and
your personal assetsLaguna Niguel Day Care/Child Care Insurance

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests
  • Errors and Omissions - Policy Limits
  • Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises

Let the Debowski Insurance Agency, Inc. - Laguna Niguel, California, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Day Care Insurance policy holders.